Rinse the rice under cold water until clear, then combine with water or broth and salt in a pot, bring to a boil, then simmer covered for 15-20 minutes.

Heat olive oil in a skillet, add ground meat and cook until browned, about 5-7 minutes. Let it rest before seasoning.

Combine black beans with cumin and minced garlic in a saucepan, simmer for 5-7 minutes until heated through.

In the same skillet, sauté diced onion and peppers for 4-5 minutes until caramelized.

Check the meat mixture for doneness, add a splash of water and cover to steam for an additional 1-2 minutes.

Assemble the bowls starting with rice, add beans and meat mixture, then top with lettuce, tomatoes, cheese, and other desired toppings.